You don't need to figure it all out alone. Just find someone who explains things well. The key is to find someone who listens to you.
What does a financial consultant even do?
They help you understand your money. No magic tricks. The best ones keep it simple.
No fancy terms needed. Keep it straightforward. The good ones ask questions.
Where to even look for one
Ask people you trust. Some work at credit unions. Not all are good.
These can be good. No big company pushing products. The key is to talk to a few.
Questions to ask before picking someone
Ask how they make money. Not just anyone. Ask how often they'll check in.
You should understand them. Experience helps. The best ones don't pressure you.
Things that mean walk away
Real ones don't do that. Good ones are upfront. They should help you.
Find someone else. Good advice is simple. Don't be pushed.
How to work with them well
Tell them what you want. Ask questions when learn firsthand you need more info. Don't disappear.
But it's your money. Helps them help you. Good advice grows with you.
Easy steps to good advice
You don't need to know everything. Look for someone who helps you understand. Check options|The right one is out there|You'll find them}.
Start with small questions. Not more stressed. No magic needed.